Modular homes are touted as the eco-friendly alternative to building a home of any proportion. When most landowners consider the modular house  floor plan, there tends to be a misconception that the module house floor plan is the same as the mobile home. Review some of the guideline and detailed pertaining to the the modular floor plan.

The construction of the modular house floor plan adheres to the same guidelines as stick-built homes.

Modular house floor plans are structures, which are manufactured off site in a factory and then transported in one or more sections. 

Modular homes must be architected, meeting the guidelines of the Federal Manufactured Construction and Safety Standards and  be labeled accordingly.

As long as the modular home construction is completed within 30 to 60 calendar days, the borrower may seek a lender, who can use a line of credit in conjunction with the FHA-insured home loan.

In order for the modular house floor plan to qualify for an FHA mortgage insurance, it must be in compliance with the proceeding regulations:

• Occupy a minimum of 400 square feet
• Follow the construction in conformance the Federal Manufactured Home Construction and Safety Standards.
• Be manufactured as a place of residence, built according to FHA codes and include a permanent foundation.

To read more about the requirements for building a modular home floor plan, review the Permanent Foundations Guide for Manufactured Housing (PFGMH), by cutting and pasting the following URL: www.huduser.org/publications/destech/permfound.html.

Also, House Plans and More includes a comprehensive library of  modular floor plans, builders, checklists, decorating ideas and more.

Resource: //www.nls.gov/offices/pih/ih/homeownership/184/processing/chap4.htm